You Deserve More Control.
We believe you should be able to take control and stop losing out. If you have the capital and the resources to opt out of the traditional insurance market by setting up a captive - your own insurance company - you are able to retain risk and reap the rewards of your excellent risk management practices.
See If You Are Eligible
You've Got A Loss Ratio Below 40%?
The loss ratio represents the ratio of your losses against the premiums you pay to your insurer. And less than 40% means that your approach to risk management is just as exceptional as your performance in your market.
Are You One Of The Best At What You Do?
As a privately-owned business, you've built your success around a strong set of values and a long-term mindset. You're a standout, medium-sized business in your industry, paying insurance premiums upwards of $250k.
Are You Paying Big Premiums For A Few Small Claims?
Even though your losses are minimal, your premiums keep going up and up.
It's frustrating because you know you're subsidizing the claims of less well-run businesses. In effect, the better your own risk management practices are, the more you're penalized by the traditional insurance market. It's just not right.
As a top performer, the insurance market will never reward you for your good claims history. The longer you stay in it the more you'll be subsidizing your less well-run competitors’ insurance costs.
