General exclusions, applicable to all lines of business, include but are not limited to:

• Aircraft crews

• All motor racing events or contests

• Automotive and aviation (safety-critical)

• Cannabis exposures

• Chemical manufacturing, transportation, and storage

• Emerging risks, including Al and cannabis exposures

• Employee leasing, PEOs, and temporary staff

• Environmental impairment and pollution

• Explosives, fertilizers, fireworks, guns, and munitions

• Mining

• Mountain, ice, and rock climbing

• Nuclear exposures

• Ocean marine risks and navigation of vessels

• Oil and gas production and offshore

• Pre-release and detention centers

• Private passenger automobile rentals

• Professional sports teams

• Rail operators

• Subaqueous work

• Taxis and public livery or “for hire”

• Underground mining

Additional exclusions may apply for specific trade sectors and lines of business.